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Royal Credit Union is a federally insured credit union serving over 140,000 members with full service offices in Wisconsin: Colby, Chippewa Falls, Eau Claire, Hudson, Menomonie, New Richmond, Osceola, Rice Lake, River Falls, St. Croix Falls, Somerset and Whitehall. In Minnesota: Apple Valley, Coon Rapids, Edina, St. Paul and Stillwater. You can open an account or apply for a low-cost loan at RCU if you live or work in 18 counties in Western Wisconsin, 12 counties in the Twin Cities Metro in Minnesota or are a Realtor in Wisconsin or Minnesota. Visit our website or call RCU at 1-800-341-9911 for more information.